Health Insurance by State
2027 ACA benchmark costs, subsidy cliffs and the private plans available in all 50 states and DC. Pick your state to see your numbers.
Northeast
Southeast
Midwest
Southwest
Benchmark ACA premium by state
Average second-lowest silver plan for a 40-year-old, 2026, before subsidy (KFF). Click a column to sort.
| Vermont | $1,299 |
| Wyoming | $1,090 |
| West Virginia | $1,073 |
| Alaska | $1,032 |
| Connecticut | $870 |
| New York | $817 |
| Arkansas | $774 |
| Tennessee | $711 |
| Nebraska | $710 |
| Maine | $709 |
| Montana | $692 |
| Delaware | $691 |
| Florida | $683 |
| Kansas | $670 |
| Mississippi | $662 |
| Texas | $661 |
| South Dakota | $655 |
| Illinois | $646 |
| Louisiana | $646 |
| Alabama | $645 |
| Utah | $640 |
| North Carolina | $638 |
| New Mexico | $623 |
| Georgia | $615 |
| Washington | $612 |
| Wisconsin | $611 |
| District of Columbia | $610 |
| Missouri | $605 |
| Oklahoma | $604 |
| Kentucky | $590 |
| Pennsylvania | $572 |
| California | $570 |
| North Dakota | $570 |
| South Carolina | $564 |
| Colorado | $557 |
| New Jersey | $545 |
| Oregon | $543 |
| Hawaii | $541 |
| Arizona | $532 |
| Michigan | $523 |
| Ohio | $513 |
| Rhode Island | $506 |
| Iowa | $501 |
| Nevada | $497 |
| Massachusetts | $494 |
| Idaho | $490 |
| Indiana | $474 |
| Virginia | $455 |
| Minnesota | $448 |
| Maryland | $414 |
| New Hampshire | $401 |