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MedMutual Protect - Disease Insurance

Be prepared for the unexpected with comprehensive coverage for many illnesses and conditions.

Key Plan Features:

  • Generous Lifetime Benefits: $5 million maximum lifetime coverage for both inpatient and outpatient services.
  • Flexible Plan Options: Deductibles ranging from $0 to $5,000 with up to 100% coinsurance.
  • Supplemental Coverage: Benefits paid in addition to other insurance coverage.
  • First Cancer Diagnosis Benefit: Optional one-time payment of $25,000 or $50,000 upon initial cancer diagnosis.
  • Wellness Benefits: Up to $200 annually after a 90-day waiting period (where available).

Coverage Details:

  • Comprehensive Illnesses Covered: Includes Addison's Disease, Cancer, Coronary Artery Disease, Diabetes, Stroke, Major Organ Transplant, and more.
  • Hospital and Outpatient Services: Coverage for emergency room visits, surgeries, hospital stays, physical therapy, doctor visits, and more.
  • Specialist Services: Coverage includes ICU, ambulance services, and prosthetics.
  • Diagnostic Support: X-rays, lab tests, and physician treatments are included.

Limitations and Exclusions:

  • Policy Exclusions: May or may not cover some pre-existing conditions, costs unrelated to specified diseases, and certain states.
  • Waiting Period: Some benefits, such as wellness, have a waiting period of 90 days.

This policy offers financial support during challenging medical situations, giving you access to vital medical treatments without compromising your financial stability.

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