Comprehensive financial protection for you and your family in the event of everyday or serious accidents.
Key Plan Features:
Generous Annual Benefits: Up to $1 million in covered expenses per calendar year.
Flexible Plan Options: Deductibles ranging from $0 to $5,000 with up to 100% coinsurance.
Supplemental Coverage: Benefits paid in addition to other insurance coverage.
Optional AD&D Benefit: Accidental Death and Dismemberment coverage up to $50,000 for individuals aged 19 and older and $10,000 for individuals younger than 19.
Coverage Details:
Comprehensive Services Covered: Includes hospital stays, surgeries, ICU care, outpatient procedures, physical therapy, and more.
Emergency Care: Coverage for emergency room and urgent care services within 48 hours of a covered accident.
Specialized Care and Diagnostics: Includes ambulance services, prosthetics, doctor visits, X-rays, and lab tests.
AD&D Benefit: Pays out if accidental death occurs within 90 days of the incident.
Limitations and Exclusions:
Policy Exclusions: Excludes pre-existing conditions and costs unrelated to covered accidents.
Waiting Periods and Age Limits: Some benefits have specific age restrictions or require waiting periods.
This policy ensures financial security during unforeseen accidents, offering peace of mind and support when you need it most.
