Reliable fixed-benefit plans to help manage unexpected hospital, ambulance, and outpatient service costs.
Key Plan Features:
Immediate Coverage: No waiting periods; benefits are available from day one.
Flexible Benefit Plans: Choose from Base or Max plans tailored to different healthcare needs.
Cash Benefits: Fixed cash payments provide clarity on covered services, paid regardless of other medical insurance.
No Network Restrictions: Freedom to select any hospital or provider.
Supplemental Coverage: Benefits are paid in addition to other insurance policies.
Coverage Details:
Base Plans: Designed to offset hospital stay costs, with benefits for hospital admission ($1,500–$5,000), daily confinement, and ambulance services.
Max Plans: Includes hospital stay benefits plus coverage for office visits, urgent care, observation units, and radiology services.
Limitations and Exclusions:
Pre-Existing Conditions: Excluded during the first 12 months of coverage.
Excluded Services: Includes cosmetic surgeries, mental health treatments, routine eye and hearing care, dental services, and participation in hazardous activities.
Our Hospital Expense Protection Plus plan provides straightforward, reliable coverage for unexpected healthcare costs.
